Terms of Service

Last updated: March 13, 2026 · Effective: March 13, 2026

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Please read these Terms carefully. By creating an account or using CardMeet, you agree to be bound by them. If you do not agree, do not use the service.

1. About CardMeet

CardMeet.io ("CardMeet," "we," "us," or "our") provides a digital business card and professional networking platform accessible via our mobile application and website. These Terms govern your access to and use of CardMeet's services, including the mobile app, website, APIs, and any related features (collectively, the "Service").

2. Eligibility

You must be at least 13 years old to use CardMeet. By using CardMeet, you represent that:

  • ·You are at least 13 years of age
  • ·You have the legal capacity to enter into a binding agreement
  • ·Your use complies with all applicable laws in your jurisdiction

3. Your Account

3.1 Registration

You must provide accurate, current, and complete information when creating an account. You are responsible for maintaining the confidentiality of your credentials.

3.2 Security

Notify us immediately at support@cardmeet.io if you suspect unauthorised access. CardMeet is not liable for loss arising from your failure to protect your credentials.

3.3 One Account per Person

Each account is for a single individual. You may not share your account with others.

4. What CardMeet Offers

Digital Business Cards

Create, customise, and share a digital card with your professional details.

QR Code & NFC Sharing

Generate a unique QR code or use NFC to instantly exchange contact information.

Card Scanning

Scan QR codes or physical business cards via AI-powered OCR to save contacts.

Contact Management

Organise connections, add notes, and track professional relationships.

Meeting Scheduling

Send and receive meeting requests directly from a contact's profile.

AI-Powered Notes

Voice transcribed on-device; text analysed by Claude for summaries and action items.

5. Subscriptions & Billing

CardMeet is currently free. All features are included during our beta period — no credit card required.

We plan to introduce paid subscription tiers in the future. When we do, we will notify you at least 30 days in advance.

  • ·Subscriptions will auto-renew unless cancelled
  • ·You may cancel at any time before charges begin
  • ·Fee increases require 30 days' written notice

6. User Content

6.1 Ownership

You retain full ownership of all content you submit to CardMeet — profile info, photos, contacts, notes, and any other data.

6.2 Licence

By submitting content, you grant CardMeet a limited, non-exclusive, royalty-free licence to store, process, and display it solely to provide the Service. We never use your content for advertising or to train AI models.

6.3 Accuracy

You represent that your profile information is accurate and you have the right to share any content you upload.

7. Acceptable Use

You agree not to use CardMeet to: (see our full Acceptable Use Policy for details)

Violate any applicable law or regulation
Harass, abuse, or harm any person
Distribute spam or misleading contact info
Upload malware or harmful code
Scrape data without written consent
Reverse-engineer the app source code
Create fake profiles or misrepresent identity
Record others without their knowledge

8. Device Permissions

PermissionFeature
CameraQR code scanning and business card photo capture
MicrophoneVoice capture during AI Note Taker sessions
Speech RecognitionOn-device voice-to-text transcription
Photo LibraryProfile photo upload and saved card images
ContactsSync with your device address book
CalendarSchedule meetings with contacts
Location (when in use)Nearby event discovery
NFCTap-to-share digital business card

You can revoke any permission at any time in your device Settings without affecting other features.

9. AI Services

By using AI-powered features you agree to the applicable third-party terms listed below.

🍎

On-Device Speech Recognition

Apple · iOS Speech Framework (expo-speech-recognition)

Transcribes your voice in real-time entirely on your device. No audio is created, stored, or sent anywhere.

✓ No audio ever leaves your device

AI

Anthropic Claude

Anthropic, PBC · anthropic.com

Analyses plain-text meeting transcripts to generate summaries, action items, and key takeaways. Called via our secure Supabase backend — the app never contacts Anthropic directly.

Anthropic does not retain or train on API data. View terms →

G

Google Cloud Vision API

Google LLC · cloud.google.com/vision

Extracts contact details from photos of physical business cards. Business card photo is sent for text extraction only.

Google does not retain images per their API terms. View terms →

10. Third-Party Services

Google Calendar: Meeting scheduling (requires explicit OAuth authorisation by you)
Anthropic Claude: Meeting transcript analysis for summaries and action items
Google Cloud Vision: OCR extraction from business card photos
Sentry: Anonymised crash and error reporting
Supabase: Backend infrastructure, authentication, and database

11. Intellectual Property

CardMeet and its licensors own all intellectual property rights in the Service. These Terms do not grant you any right in CardMeet's intellectual property other than the limited right to use the Service as described. The CardMeet name, logo, and QR code design are trademarks of CardMeet.io and may not be used without prior written consent.

12. Privacy

Our Privacy Policy explains how we collect, use, and protect your personal information and is incorporated into these Terms by reference.

13. Termination

13.1 By You

Delete your account at any time via Settings → Delete Account. Deletion is permanent and removes all your data.

13.2 By CardMeet

We may suspend or terminate your account if you violate these Terms, engage in abuse or fraud, or for any other reason at our reasonable discretion.

14. Disclaimer & Limitation of Liability

The Service is provided "AS IS" without warranties of any kind. We do not guarantee the Service will be uninterrupted, error-free, or that AI-generated summaries or OCR results will be accurate.

To the fullest extent permitted by law, CardMeet's total liability for any claim shall not exceed the greater of (a) amounts you paid to CardMeet in the prior 12 months or (b) $50 USD.

15. Dispute Resolution

We hope to resolve any disputes informally. Please contact us at support@cardmeet.io and allow 30 days for a good-faith resolution before pursuing formal proceedings.

You retain the right to bring claims in your local courts. Nothing in these Terms limits your right to seek emergency injunctive relief.

16. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you in-app or by email at least 14 days before changes take effect. Continued use after that date constitutes acceptance.

17. Contact Us

By using CardMeet, you acknowledge that you have read and agree to these Terms.

© 2026 CardMeet.io · All rights reserved